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Your Umrah Dreams Just Became Much More Affordable! With Zindigi!

Earn up to 10% just by keeping your balance, no extra effort!

Maintain your balance as per the reward slabs throughout the week and enjoy amazing rewards

How It Works

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  • 1. Keep a balance that matches the reward slabs during the week.
  • 2. Log in to your Zindigi app at least once every week to stay eligible.
  • 3. No extra steps! rewards are calculated and disbursed to your account

Terms & Conditions

  • No opt-in required for users to participate in the feature.
  • Users will receive up to 10% annualized cash reward based on their balance slab.
  • Users must maintain a balance in accordance with the specified balance slabs.
  • Day-end balance will be considered for reward calculation.
  • Cashback will not be calculated and awarded for days when the balance is below PKR 1,000.
  • Cash reward will be disbursed on a weekly basis.
  • Users can unsubscribe from the campaign by contacting the contact center.
  • Zindigi reserves the final decision on cash reward disbursement.
  • Only users who have logged in on the app during the week will be eligible for the reward.
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Just 1% Fee on International Transactions with Zindigi MasterCard Debit card

Make online payments globally with Zindigi Mastercard Debit Card with 100% security & just 1% Fee.

How It
Works

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  • 1- Pay for services such as Netflix, Spotify, Steam, Google Pay and other
  • 2- Enter Zindigi Mastercard Debit Card details at the time of checkout
  • 3- Only 1% Fee will be charged.

Terms & Conditions

  • User should have active Mastercard Debit Card
  • Users should be Ultra account holder to use card internationally
  • 1% Fee applied
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Your Debit Card just turned into a discount machine! 💸✨

Enjoy up to 40% on 150+ brands nationwide with Zindigi’s Debit Card Discounts!
Don’t Miss Out – Click here to explore all offers

How It
Works

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  • 1. Order your Zindigi Debit Card (Mastercard or PayPak).
  • 2. Activate your card through the Zindigi App or by contacting the Helpline.
  • 3. Visit partner brands participating in the discount alliances as per Discount World partners list.
  • 4. Make your purchase as usual.
  • 5. Present your Zindigi Debit Card at the time of payment.
  • 6. The merchant will apply the applicable discount.
  • 7. The discounted amount will be charged to your account.

Terms and Conditions

  • The customer must hold a valid Zindigi Debit Card (Mastercard or PayPak).
  • The card must be active, and transaction limits must be set.
  • The customer must maintain sufficient balance to complete the transaction.
  • Discounts will be applied in accordance with the policies outlined
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Terms & Conditions

  • Each eligible Zindigi Virtual Card holder is eligible for up to 50% cashback, capped at PKR 1,250 per calendar month.
  • Cashback is only applicable on Subscription-category spend transacted via the Zindigi Virtual Card.
  • The reward cap per month is PKR 1,250 per user.
  • Cashback will be disbursed to the customer's Zindigi wallet within 5 working days after month-end.
  • Campaign period: 27th April 2026 – 27th July 2026.
  • Zindigi reserves the right to modify or cancel the campaign without prior notice.
  • The list of eligible platforms is subject to change at the sole discretion of Zindigi.
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| Last updated: 24-10-2026