Advance Salary
Unlock the potential of your salary, ahead of time. Introducing Advance Salary Loan, an exclusive offering for Zindigi’s valued payroll customers. We understand that financial needs don’t always align with payday, and waiting isn’t always an option. That’s where Zindigi Advance Salary steps in, providing you with almost half of your salary before payday, swiftly and seamlessly.
How it works?
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Advance Salary Features
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Self Repayment
Terms & Conditions
- Click here to see Terms & Conditions of Advance Salary
Got Questions? We are here to help you!
Frequently Asked Questions
What is Zindigi Advance Salary Loan?
- Zindigi Advance Salary Loan is a loan facility for corporate payroll customers, designed to meet all their personal needs & expenses.
Who can apply for Zindigi Advance Salary Loan?
Permanent employees of corporate payroll clients with a minimum salary band of PKR 20,000 can apply for an advanced salary loan.
What is the age bracket for advanced salary loan?
Permanent employees of corporate payroll clients between the ages of 20 – 60 years of age not withstanding retirement can apply for this loan.
What is the tenure for this loan?
Customers outstanding loan amount will be deducted from their next salary run.
Are there any late payment charges?
In case the customer would like to delay payment from their next salary run, late payment charges are applied at 1% of the outstanding loan amount.
Is there any interest applied on this loan?
No there is no interest applied, however the applicant will pay a one time processing of PKR 500 which is deducted at the time of disbursal.