Zindigi’s Ultra Freelancer Account is built for the new-age freelancer in Pakistan. Whether you're coding in Karachi or designing from Hunza, receive international payments easily, hold your earnings in USD, and convert them to PKR whenever you want — all from your phone.
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Zindigi’s Ultra Freelancer Account is built for the new-age freelancer in Pakistan. Whether you're coding in Karachi or designing from Hunza, receive international payments easily, hold your earnings in USD, and convert them to PKR whenever you want — all from your phone.
The Zindigi Freelancer Account is designed for freelancers in Pakistan to receive international payments seamlessly. Open your account instantly, retain earnings in USD, and convert them to PKR whenever you choose. With competitive fees, daily updated rates, and real-time access, it’s the smart and secure way to manage global income.
Freelancers who reside in Pakistan and provide IT or IT related services to clients abroad can open a freelancer account.
No. The freelancer account is a non-repatriable account, meaning funds cannot be moved outside Pakistan into a foreign bank account.
Through the Zindigi app: Go to Menu → Upgrade Account → Ultra Freelancer.
To send money from abroad, the sender needs these details:
No. Only the SWIFT code is required.
Zindigi does not charge for receiving funds in your freelancer account. However, up to USD 50 SWIFT charges may be applied by the sending bank.
Tax is deducted as per the laws of Pakistan.
Funds will be received in customer’s USD and PKR wallets within 2 working days of the amount being received by Zindigi. The time it takes for the amount to be received by Zindigi depends on the sender bank and varies from 3 to 7 days as per international processes.
Currently, only USD is offered. More currencies will be added later.
No. USD funds can only be converted to your own Zindigi PKR account.
Yes, you can make international transactions through this account.
USD is converted to PKR at the daily interbank rate.
Pay Link is a secure payment solution that allows Ultra Freelancer account holders to generate a personalized payment link and share it with clients. Clients can pay using debit or credit cards, and payments are credited directly to your account.
Only Zindigi Freelancer account holders.
Payments are always credited in PKR.
Log in to Zindigi app → Transfer Money → Receive Money > PayLink.→ Go to Generate Payment Link → Enter details (amount, description) → Click “Create Link” → Share with client.
Once the client pays, the status changes from pending to processed. Payments are processed in real-time, with funds usually available in 2–3 business days.
Pay Link supports major debit and credit cards of international payment schemes.
No, you can use PayLink to receive payments from international clients only.
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