Your Umrah Dreams Just Became Much More Affordable! With Zindigi!

Earn up to 11% just by keeping your balance, no extra effort!

Maintain your balance as per the reward slabs throughout the week and enjoy amazing rewards

Maintain the qualifying balance for 15 cumulative days to earn an additional reward:

No opt-in is required to participate in the feature.
Users will receive an annualised cash reward of up to 11% p.a., based on their dayend balance slab.
Users must maintain a balance in accordance with the specified balance slabs.
Day-end balance will be considered for reward calculation.
Cashback will not be calculated or awarded for days on which the balance is below PKR 5,000.
The cash reward will be disbursed on a weekly basis and credited to the user's Zindigi account.
Only users who have logged in to the app during the week will be eligible for the reward of that week.
The kicker is awarded on completion of 15 cumulative qualifying day-end balances at or above the target slab and is limited to one award per campaign.
The campaign is valid from 1 November to 31 December and may be withdrawn or amended by Zindigi at any time.
Users may unsubscribe from the campaign by contacting the Contact Centre.
Zindigi reserves the final decision on cash reward eligibility and disbursement.

The campaign is applicable only to customers who receive the campaign communication from Zindigi. No opt-in is required.
Customers must complete at least two qualifying financial transactions totalling PKR 1,000 or more within seven days of the campaign communication.
Logging in to the app alone does not qualify for the reward.
Qualifying transactions include successful customer-initiated financial transactions available through Zindigi, such as mobile load/bundle purchase, bill payment and merchant QR payment.
Wallet funding and cash-in transactions will not be treated as qualifying transactions.
Failed, reversed, refunded, duplicate and self-transfer transactions are excluded from the calculation.
The reward will be credited to the customer's Zindigi account.
The reward is limited to one per eligible customer for the campaign period.
The campaign will operate on a first-come, first-served basis, with rewards available to the first 10,000 customers only.
Zindigi reserves the final decision on reward eligibility and disbursement.

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