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Virtual Card

Zindigi Mastercard Virtual card is a prepaid card that allows you to make online/e-commerce transactions in Pakistan. If you upgrade your Zindigi account to Ultra, you can use the card for international ecommerce transactions as well. The virtual card can be created by customers instantly through the Zindigi App. You can even set the transaction limits for your virtual card through the app.
The virtual card can be created instantly using the Zindigi App:
  • Download and log in to the Zindigi App
  • Go to the card option and select Virtual Card
  • Select the design of your choice
  • Add funds to your card (minimum Rs. 100)
  • Create the card and enjoy convenient and secure online shopping
  • Once your virtual card is created, you’ll be able to see all the card details you need for online transactions including your card number, expiry date and CVV number through the app.
  • You can use your card for online transactions. Simply select Mastercard as the payment type when you’re checking out, provide your virtual card details on the payment page and place your order.
  • Zindigi Mastercard Virtual Cards are enabled for 3D secure transactions so you may receive an OTP on your number which you will need to provide on the merchant’s website when making a payment.
  • You cannot use your Zindigi Mastercard Virtual Card on ATM withdrawals and/or Point of Sale (POS) purchases, since it is not a physical card.
  • Since the Zindigi Virtual Card is a prepaid card, you will not be able to use it to top up/send funds to any other wallet/account.
  • You can use your virtual card on any online website/merchant in Pakistan where Mastercard is accepted. If you have Zindigi Ultra account you can even use the card for international shopping where Mastercard is accepted.
  • Created instantly! – You can create your Zindigi Virtual Card through the Zindigi App in just a few clicks and start using it immediately after its created.
  • Set your own spending limits – Select your own card limits for the card
  • Secure payment – your virtual card is 3D secure and payments are only limited to the amount you have added/loaded in the card
  • Buy everywhere – Your Zindigi Virtual Card allows you to make online purchases at eCommerce merchants/websites all over Pakistan (and internationally if you are a Zindigi Ultra customer), wherever MasterCard is accepted.
  • You can temporarily block your virtual card at any time using the Freeze feature in the Zindigi App. To unblock your card, you can simply unfreeze it and start using the card again.
    You can view your transaction history for Zindigi Mastercard Virtual Cards in the Virtual Cards section of the Zindigi App.
    You can only have one virtual card at a time.
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